Tampa Bay
Multi-code payroll, high turnover, host-employer exposure. Staffing is the core of our book, not an exception we tolerate.
A Tampa staffing agency can add a class code in a week and double a payroll in a quarter. Annual estimates never survive that, and the year-end audit becomes the largest bill of the year. We structure placements so premium follows real payroll and the class code mix can change without reopening the whole policy.
Light industrial, warehouse, clerical, hospitality and skilled trades all run through our markets, including blended payrolls that standard staffing programs decline on sight. Where the exposure includes construction placements, we position the host employer relationship and safety controls for underwriters instead of leaving them to guess.
Misapplied class codes are the most common thing we find in staffing submissions, and they inflate both premium and the experience mod. We review the code assignment before the account goes to market — sometimes the fix is the placement.
Send it if
Questions agents ask
Carriers exit the class in waves. Turnover, host-employer exposure and blended class codes make loss picks unpredictable, so admitted markets restrict appetite to the cleanest accounts. Specialty markets that understand staffing stay in — those are the markets we work.
Yes. Skilled trades placed into construction sites are part of the book, including codes standard staffing programs exclude. Send the payroll split and the client list and we'll position it.
That's the usual answer for staffing. Pay-as-you-go reporting ties premium to each payroll run, which removes the deposit and the year-end audit swing that hurts staffing agencies most.
Often the best one. A master policy can carry a small or fast-growing staffing payroll at rates a standalone policy won't reach, with HR and compliance support included.
Staffing accounts
We'll tell you the same day which markets will look at it and what structure fits.
