We answer
A real broker responds to every submission. No portals that swallow files, no week-long silences.
About Radius
Built for the submissions everyone else sends back
Radius Insurance Group is a woman-owned wholesale brokerage based in Tampa Bay. We exist for the accounts that fall outside standard appetite — and we place them.
After two decades inside workers' compensation and PEO solutions, our founder kept seeing the same pattern: a good business with a rough loss run gets declined, then gets ignored. The broker stops calling. The renewal date keeps coming.
Radius was built to be the call that goes differently. We work high-mod accounts, complex class codes, assigned-risk escapes and mid-term non-renewals through surplus lines and specialty carriers that standard retail channels never reach.
The result is not magic — it is market access, underwriting fluency and the discipline to package a submission properly the first time.
Credentials
- Woman-owned and independently operated
- Licensed in Florida, appointed beyond
- Surplus lines and specialty market access
- 20+ years in workers' comp and PEO
Serving Tampa Bay and businesses nationwide through specialty market partners.
How we operate
Four commitments, every submission
We specialize
Hard-to-place workers' comp is not a side line for us. It is the entire practice.
We're straight with you
If a market won't take the risk, you hear it that day, along with what would change the answer.
We protect cash flow
Pay-as-you-go structures and no annual audits keep premium tied to real payroll.
Who you deal with
Ava Grace
Founder & Principal Broker
Woman-owned agency · Tampa Bay, Florida
Twenty years placing workers’ compensation, most of it on accounts other brokers had already given up on. Staffing payroll with six class codes, demolition crews with open lost-time claims, roofers coming out of the assigned risk pool. Every submission is handled by the person who signs the agency’s name to it — no queue, no account manager relay.
“Send me the file everyone else gave back. I read it myself, I rebuild it, and I tell you straight whether there is a market. Your client never hears my name.”
— Ava Grace, Founder & Principal Broker
Let's talk
Bring us the account nobody wants.
Send the loss runs and class codes. We'll tell you quickly and honestly what the market will do.
- Wholesale only — your client remains yours.
- Complete submissions are marketed the day they arrive.
- Files are transmitted securely over an encrypted connection.
- A licensed broker reviews every submission — not a queue.
- No discovery call required to get started.