For retail agents
Submission requirements
Complete submissions get marketed the day they arrive. Here's the list, plus a packet you can keep on file.
The checklist
ACORD 130 (Workers' Compensation Application)Required
Signed and dated. Include all named entities and FEINs.
Loss runs — 3 to 5 years, valued within 90 daysRequired
Carrier-issued. Include open reserves and claim status.
Payroll by class codeRequired
Current estimated and prior year actual, split by state and code.
Experience mod worksheetHelpful
NCCI or state rating bureau worksheet, current rating year.
Currently expiring policy or declination letterHelpful
Dec page is enough. A non-renewal notice helps us position the risk.
Safety program or corrective action narrativeHelpful
Anything showing what changed after the claims. Underwriters read it.
Download
The Radius submission packet: checklist, ACORD 130 completion notes and the payroll worksheet format our underwriters want to see.
Submission packetStructured intake formThe intake form captures the same fields as the ACORD 130 so we can prefill it on our side. ACORD forms are licensed by ACORD — use the copy from your agency management system, or email ava@radiusinsurance.net and we’ll walk you through it.
What happens next
- Same day
- Receipt confirmed and appetite reviewed.
- 24 hours
- Missing items listed, markets selected.
- Day two
- Indications back on most complete submissions.
Three ways to send it
Whatever's fastest for you
Packet ready?
Send it today, hear back tomorrow.
Incomplete is fine to start — we'll tell you exactly what else the market needs.
- Wholesale only — your client remains yours.
- Complete submissions are marketed the day they arrive.
- Files are transmitted securely over an encrypted connection.
- A licensed broker reviews every submission — not a queue.
- No discovery call required to get started.